A Rhode Island company collecting for Rhode Island government
Municipal Collection Agency, Ltd. is a certified woman-owned Rhode Island corporation whose sole focus is recovering past-due funds for the public sector.
Company profile
Since 1992, MCA has collected more than $155 million on behalf of Rhode Island municipalities, courts and state agencies, including the City of Providence, the RI Traffic Tribunal, the Department of Corrections, the Department of Transportation, the Division of Motor Vehicles, the Department of Environmental Management, Superior Court, Warwick Municipal Court, Warwick and Narragansett Rescue Services and the Community College of Rhode Island.
Our mission is to help your organization recover its outstanding debt from individuals and businesses quickly and securely, while keeping our fees fair.
We work on contingency. There are no upfront fees or sign-up charges; we are paid a percentage of what we recover. If an account is litigated, court costs and filing fees are paid by the debtor.
The three-tiered approach
We collect as much as possible through our own work and use litigation only when it is truly necessary.
Collection agency activity
Depending on the type and age of the accounts, we mail a series of notices, normally four, in succession, and follow up by phone. Every letter and call is recorded on the account.
In-state litigation
Our partner law firm sends a demand letter. If the debtor does not respond or refuses to pay within a reasonable time, the account is evaluated for suit. Remedies include bank attachments, garnishments and receivership proceedings.
Out-of-state litigation
For debtors who live outside Rhode Island, claims are forwarded to an established network of experienced attorneys across the United States through bonded law lists.
Have delinquent accounts on your books?
Talk with us about your receivables. As a State of RI MPA-238 vendor, most Rhode Island municipalities and agencies can start without a new bid.